Sunday, February 22, 2009

DON'T Run Out of Month Before the End of the Money!

This entry is all about Personal Finance. Uh... sheckles. Moola. The green. Lettuce. Let's talk about running your househould, not the other way around. For most people, good, sound, well-crafted personal financial management doesn't always come naturally. To build those dreams, you can't do it by just hoping things will work out. Sometimes you have to use an ounce of discipline to avoid a ton of regret. You can't say you're too broke to pay attention. And you may not even get it right the first time. Most people don't. But if you practice, it does get easier... Honest!

I know what you're probably thinking."Great, Jack - but can a web site really change my life? Sure, you're handsome and you've got it all going on. But what about someone who's not a celebrity?"

First of all, thanks for the compliment - really, you're too kind. Second, I actually didn't always have it so easy. There was a time when my dreams just lay dusty on the shelf because I thought they were out of reach. Then I got wise and started planning out what to do with my meager fortune and my misspent youth. See? Not everyone who lives like a fat cat on a money diet starts out livin' large. It really does get easier if you apply yourself.

Like a Well-Oiled Machine

Do you ever wonder where your money goes every month? Does it sometimes seem as though you can't afford to do things because your financial obligations are holding you back? Ever miss a bowling night because you couldn't afford the beer tab? (Let's face it: bowling without beer just isn't worth the time. Might as well stay home with a six-pack. But let's move on...)

If this sounds like you, maybe you should take a look at your financial situation and see whether you're practicing good personal financial management. Good financial practices stem from living within your income, planning for the future, and solving financial problems as they arise. Don't want to cut out your fun? That's okay - make a substitution, like renting movies instead of buying.The first basic personal finance tip is to make a plan for your spending. Yeah, yeah, a budget - whatever. A personal spending plan is made up of your income and expenses. The more accurate this information is, the more likely you are be able to meet your goals and realize your dreams. And you can realize those dreams if you... (click here to read the rest of the article)

Catch all the fun with money at SectorMatic Money Site - it's for you!

Until next time,

Jack Schmidt
Spokesman

SectorMatic Money Site
Everything for the Big Spender on a Budget

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